About Me

I describe myself as a Mortgage Consultant, rather than as a 'loan officer' or 'banker', to emphasize my role as more than just the person who takes your application. It is my job to educate you about the process... Click Here to Read More...

Topics
Monday
17Aug2009

Why Rates Change and When to Lock In

Finally, an explanation of the mortgage market that doesn't require an economics degree to understand and benefit from.

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Sunday
23Aug2009

Who Should Use an FHA Loan?

FHA loans are becoming much more common because of the low down payment requirement and lack of credit sensitive interest rates.

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Tuesday
25Aug2009

When Should I Refinance?

Forget the various rules you might have heard - to determine whether it makes sense, you'll have to run the numbers for your specific situation. This article explains EXACTLY how.

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Monday
17Aug2009

The Mortgage Process: From Pre-Application to Closing

A step-by-step breakdown - highly recommended for first-time homebuyers.

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Tuesday
25Aug2009

The Affordability of FHA Financing

When compared to low down payment conventional financing, FHA is often a more affordable option.

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